Lifestyle & Income Protection
Reliable solutions to protect you from the unexpected
Life can be unpredictable, but your money doesn't have to be. We help protect your personal and business finances to ensure you can maintain your lifestyle, whatever tomorrow holds.
How we protect you today
Risk management
Prep for the unexpected
Identify and mitigate financial risks with proactive risk planning for your unique situation. We help you confidently prepare for potential and unforeseen setbacks that can be financially devastating to your family or business.
Insurance Products
Protect what matters
Ensure you're ready-come what may-with tailored insurance coverage. We offer a range of personal and business solutions designed to protect your assets and give you lasting peace of mind.
Life Insurance
Provides financial security for your family if you pass away. Ensures your business and loved ones are protected in the event of the unexpected.
Critical Illness Insurance
Receive a lump-sum payment if you're diagnosed with a covered critical illness like cancer or heart attack. Helps cover expenses and maintain your business during recovery.
Disability Insurance
Replaces a portion of your income if you become disabled and can't work. Protects your business and personal finances from unexpected health events.
Health, Dental, and Travel Insurance
Protect yourself with comprehensive coverage for medical, dental, and travel emergencies. Stay healthy and secure, wherever your tomorrow takes you.
Long Term Care Insurance
Covers the cost of long-term care services if you need help with daily activities. Protects your personal savings and allows you to age in place or in your preferred setting.
Health Spending Account (HSA)
A Health Spending Account (HSA) is a tax-efficient way for Canadian small business owners to pay for medical expenses. Reduce your taxes and get reimbursed for healthcare costs, with flexibility and coverage for you and your employees.
Insurance coverage you can rely on
Protect your income and assets with personalized insurance solutions, including health, life, disability, and business continuity coverage. Our plans are designed to protect what matters most to you.
“The HSA you helped me setup allowed me to get my hip surgery promptly, saving me pain and lost farm income, plus it reduced my taxes!”
Farm Owner
Tax Advisory Client, SK
“Through Harvest Financial, we were able to provide a tax-free inheritance for our non-farming children while equalizing our estate through life insurance.”
Farm Owner
Tax Advisory Client, SK
“Harvest Financial helped me make my investment strategy more efficient, create a plan to protect my assets for the long term, and reduce my tax liability.”
Small Business Owner
Tax Advisory Client, AB
“Harvest Financial helped me invest my farm sale proceeds wisely, providing income and peace of mind for my retirement.”
Farm Owner
Tax Advisory Client, MB
“Harvest secured comprehensive critical illness and disability insurance coverage for me and my key employees, protecting our business and families.”
Business Owner
Tax Advisory Client, BC
“Your team helped me invest my inheritance wisely, ensuring higher returns and a smooth transfer to my sons.”
Business Owner
Bookkeeping Client, SK
Let's start the conversation about your tomorrow
Take the first step towards a brighter future. Connect with us, and we'll collaborate with your tax advisor or accountant to build a personalized plan.